Award-winning landlord insurance

Award-winning landlord insurance

Our landlord insurance partner, Total Landlord, are experts in the industry and have been protecting properties of landlords since 1996.

Their focus is to offer easy to understand insurance at a great price without sacrificing high quality buy to let cover.

Total Landlord are also part of the HFIS group, from deposit protection and landlord insurance to legal services, redress, the group covers the entire landlord lifecycle, designed to protect you.

Our continued partnership with Total Landlord is positive news for landlords. As a landlord, your rental property is a huge investment, and it is essential to take out rental property insurance to protect your property against the unthinkable. Whether you are renting a property to a single tenant or a house in multiple occupation, it is important to make sure that you are fully protected.

Standard home insurance isn’t designed for rental properties and will not cover you in the event of a claim, you need specialist landlord insurance that will provide you with the right cover. With so many landlord insurance products available, finding the right policy with the right level of cover can be difficult, especially as no two policies are the same.

Total Landlord Insurance was created to meet the needs of landlords by offering two simple policies –Essential and Premier. Both policies have been designed to give you the peace of mind that you are covered should the worst happen.

Call the Total Landlord team on 0800 63 43 880 or get a quote online today.

If you would like to discuss your requirements with a member of the team, please leave your details and they will be in touch shortly.

Benefits of Total Landlord Insurance

  • They offer award-winning landlord insurance

Total Landlord have been named the ‘Best Landlord Insurance Provider’ for five years at the Insurance Choice Awards, an award voted for by landlords just like you

  • Total Landlord come highly recommended

Their excellent 4.8/5 rating on Trustpilot reflects their dedication to improve their service and support their customers

  • Accommodating and adaptable to your needs

Uniquely Total Landlord’s landlord insurance policies accommodate for housing benefit tenants, students, houses in multiple occupation and working tenants with no difference in cover or price

  • Flexible to suit your insurance requirements

Flexible cover that allows you to add properties to an existing policy at any time, giving you one renewal date, and keeping things simple

  • A personal service

Total Landlord provide you with access to a dedicated adviser each time you call, and 96% of their customers would recommend them after a claim

  • Access to experts in the industry

Their expert team understand the intricacies of the property market. Having operated in the sector for over 26 years they have a wealth of experience to support landlords

What does their landlord insurance policy cover?

Total Landlord Insurance has been specifically designed to meet the needs and wants of landlords by offering two simple policies that give you peace of mind when insuring buy to let rental properties.

The two landlord insurance policies combine buildings and contents insurance and include loss of rent and liability cover for landlords, assuring effective cover for your investments. Find out more about the types of landlord insurance we cover below.

Landlord buildings cover

Both the Essential and Premier policies cover structural damage to the building caused by fire, flood and storm damage. Total Landlord’s Premier policy also includes theft, accidental damage or malicious damage by tenants and their guests at no extra cost, giving you piece of mind that you are covered for damage, be it by theft, accident or malice. They also provide full cover between tenancies for up to 90 days.

Landlord contents cover

Their landlord contents insurance cover will make sure that you are not left out of pocket if the worst should happen to your furnishings in your rental property. Total Landlord’s Premier policy includes malicious damage, theft by tenants and their guests and even extends to gardening equipment as standard.

Loss of rent cover

Both the Essential and Premier policy include loss of rental income, or the costs of re-housing your tenant, in the event the property becomes non-tenantable following an insured claim such as fire or flood*.

Accidental damage cover

Accidents are impossible to prevent completely which is why Total Landlord covers accidental damage by tenants and their guests for buildings with their Premier policy.

To discuss your present or future landlord insurance needs call 0800 63 43 880 or leave your details and a member of the Total Landlord team will call you back.

If you prefer, you can also get a highly competitive quote online.

*Subject to policy limits and the terms and conditions of your policy.